Experience breathtaking coastal living with unforgettable sunsets over Palma Sola Bay in this exceptional three-story waterfront residence with no HOA restrictions. Perfectly designed for both relaxation and entertaining, this home features a private wood dock with a seating area, a heated pool, and a beautifully pavered backyard deck surrounded by lush mangroves-where you can enjoy daily sightings of dolphins and migrating birds. Inside, the home showcases refined architectural details including grand arches, expansive windows framing stunning water views, elegant wood trim work, bay windows, and a sweeping curved staircase leading to the upper levels. The main living level on the second floor is adorned with imported granite flooring and offers a formal living room, formal dining room, a richly appointed den with wood paneling, and a spacious family room with a striking stone fireplace. The updated kitchen features new appliances and granite countertops (2021), along with a breakfast bar perfectly positioned to capture serene water views. The third floor hosts four generously sized bedrooms, including a luxurious primary suite complete with a private sitting area, fireplace, spa-inspired bathroom with dual vanities, soaking tub, walk-in shower, and a private deck overlooking the bay. A private elevator services all levels for added convenience. The ground level offers additional flexible space with four non-conforming rooms for ample storage or all your entertaining needs! Extensive upgrades include hurricane impact windows and doors (2023), a refinished pool and pavered deck (2023), a new metal roof (2025), and fresh interior paint (2026). An oversized two-car garage with electric vehicle charging station complete the property. Ideally located with quick access to Anna Maria Island, Longboat Key, Bradenton, Sarasota, and the vibrant UTC Shopping District, this home offers the perfect blend of privacy, luxury, and convenience in a truly spectacular waterfront setting.